Tips on Lowering Your Bills in a Tough Economy

The last few years have been tough ones, with the economy going through recession, millions of people unemployed and businesses going under left and right.  There are some signs of improvement, but indications are we still have a lot of rough road ahead of us.

With the economy being so unsure, now is as good a time as any to start thinking about how to cut back on your regular monthly bills. For many, once you’ve cut out some of the more obvious expenditures, it doesn’t feel like there are that many other places to cut. The truth is, however, that most people have a lot of places that they can still cut back and save money.

Today I thought I’d look at some of the main areas of spending that people have every month – their regular monthly bills. Often people take those monthly bills for granted, not even thinking about how they can save money, just taking it on faith that they can’t get those bills any lower.

So today’s post is all about how to save money on just about all of your regular monthly bills.

How to Save on Your Phone And Wireless Bills

There are a variety of ways that you can save on your home phone, cell phone and mobile internet charges.  Here are a couple of the options that we’re using – or plan to start using this year.

    • Landline Phone Service:  For years we’ve had a landline because my wife prefers talking on that versus a cell phone, and also because we needed the landline for our home security system.  We recently made changes that mean we can now opt for a cheaper VOIP option for our landline service.  After doing some research a lot of other bloggers are talking about the Ooma phone service, which is apparently very good. All you have to do is pay upfront to buy an Ooma Telo device for around $140, which then allows you to make unlimited calls in the U.S. for free over your existing broadband connection! All you have to pay is local taxes in your area (about $4.50 for us).  You can port your current landline phone number over as well, for a $39.99 fee.
    • Prepaid Cell Phones:  One way that we’ve been saving a ton of money over the years is by using prepaid cell phone service, instead of more costly contract plans.  We have no-contract phone service from Virgin Mobile, and we pay on average about $45/month for two phones. One of them is an Android smartphone with tons of minutes and unlimited text/data ($35/month), and the other is just a regular calls-only cell phone ($10/month).  The only downside is the up front cost of the cell phone – it isn’t subsidized like on contract plans. There are a variety of other prepaid cell services out there that many people recommend including popular Wi-Fi/Cell hybrid Republic Wireless and a newer one called Solavei.  Check out the related content below for a full article talking about saving on your cell phone bill using prepaid services.  Want to use a traditional phone service?…

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